Commercial Real Estate Loans
We serve businesses that are buying owner-occupied property as well as those purchasing, improving or flipping real estate investments.
CRE Loan Advantages
Pay yourself instead of your landlord.
Flexibility to use property as you see fit.
Renovate and resell with specialized financing.
Low minimums and low rates.
CRE Lending Overview
Commercial Real Estate loans help businesses move away from renting and into a space they control. Say goodbye to restrictive leases, uncooperative lease managers, and rental costs that keep going up. When you invest in CRE for your business, you grow equity and add value to your holdings. Plus, you gain an asset that you can leverage for future financing. Whether you’re buying investment property to generate income, run-down properties to fix and flip, or a home base for your business, our CRE lenders can help. Choose from a short-term loan to get immediate cash or a long-term mortgage with a low interest rate. Even if your credit score isn’t what you wish it was, we’ll match you with an affordable loan to buy the commercial real estate you want. Compare loans across banks, credit unions, private lenders, insurance agencies, and the government when you work with our professional loan brokers.
Options to serve your business objective
When you’re looking for a CRE loan, it’s important to have an idea of how long you want to own the property and what purpose it will serve. If you’re shopping for an investment property, a hard money or bridge loan might work best. These short-term loans give you cash quickly, so you can make an offer on the property you want. It’s easy to pay down the loan once you resell or the property generates income from guests and renters. For real estate you expect to keep for the long haul, consider a commercial mortgage from a bank or government lender. SBA loans are affordable and require a small minimum down payment. Ask a broker for more details.
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Our Services
You deserve straight forward, custom tailored financing solutions. And that is precisely what we deliver.
Invest
Many companies buy property for the sole purpose of growing their portfolios. Income-generating properties like hotels, apartments, and offices bring in revenue month after month and provide recurring income. They also add to the overall equity of the company. Find out how you can fund your next commercial investment – call us today!
Flip
Renovating and flipping properties can be an exciting and profitable endeavor. But it takes an initial investment to start things off. A CRE loan helps make getting real estate more affordable and can even provide funds for fixing up the property. Try an ARV loan to get extra cash ahead of your property resale.
Own
Your business needs a home base. When it’s time to move that base to a property you own, it’s time to get a CRE loan. Lenders often prefer to loan to businesses that operate out of the property being financed because they’re seen as being more committed to making it work. Find out how we can help you own property today.
F.A.Q’s
Q. Do I need a loan to buy commercial real estate?
Depending on your business’s assets and liquidity, you might not need a loan to cover the cost of real estate. However, not using a loan could mean you’re missing opportunities to grow your capital. This is why even large corporations choose to finance property instead of buy it outright. Ask a broker how your business can save money with a CRE loan.
Q. What are the advantages to buying over renting commercial real estate?
When you rent commercial real estate, all of the rental payments you make go into someone else’s pockets. When you own, you have an investment that can increase the value of your business, provide tax advantages, and give you the leverage you need to get more financing in the future. To learn more about the advantages of owning CRE, reach out to our brokers now.
Q. What’s the best way to shop for a CRE loan for my business?
You can contact a series of lenders, wait for them to get back to you, and then line them up next to the competition. Or, you can save time and effort by using a commercial loan broker. Brokers compare lenders every day and can easily find you the best deals on the loan you’re looking for.
Q. When is a CRE loan not the best plan?
For businesses that plan for high location flexibility, owning commercial real estate may not seem right. However, if you are looking for ways to maintain high-value assets for the purpose of maintaining secured working lines of credit, talk with our team. We can find you a solution.
Get the support and insight you need to take the right financing to move your business ahead.
SummitUp Capital can take you there.