Equipment Loans
Upgrade your tools and technologies with fast-closing equipment loans.

Equipment Loan Advantages

Acquire essential equipment to grow your business today.

Equipment financing preserves cashflow by maintaining working capital.

Flexibility and customization.

Easy to qualify.

Equipment Lending Overview

When production stops, so does business. If your business relies on computers, phones, presses, medical diagnostics, ovens, stationary machinery, or all of the above, problems with your equipment can mean big problems for your company. The faster you can repair or replace your equipment, the sooner you can be up and running again. But for most businesses, equipment isn’t cheap and time is of the essence.

That’s why so many business owners turn to equipment financing. Our brokers can help you find loans or leases to get new equipment at an affordable price. But, that’s not all we can do! We can help you turn your equipment into cash without having to sell it. That’s where sale-leasebacks and hard money loans come in. Wherever equipment needs and financing meet, we’re there with the right solutions. Contact a broker today to learn how we can help with all your equipment needs.

Managing Capital Expense For Growth

A big problem facing small businesses these days is keeping up with the latest technology. Having the most advanced equipment can help you stay competitive. But it’s not just computers and software that are moving forward by leaps and bounds. Now there are energy-efficient models, AI-powered machines, and low-emissions modifications that save you money and enhance performance.

You might think some of these advancements are out of your reach, but think again. Equipment loans take the high cost of new machines and vehicles and spread them out over time so you don’t need to pay a large sum all at once. If you aren’t sure if new tech fits into your workflow, lease equipment instead. You can try it before you buy it with no long-term commitment. Ask us to show you more equipment financing options.

Recently Funded:

Construction Firm Fleet Vehicles $2m

Our Services

You deserve straight forward, custom tailored financing solutions. And that is precisely what we deliver.

Loans

When it’s time-tested tried and true equipment you need, look no further than an equipment loan from our lender network. We’ll help you compare across lenders to see which has the best deal. When you’re ready, our brokers can help you apply and boost your chances of getting approved.

Leases

Sometimes, a long-term relationship with new equipment isn’t what you’re after. If your equipment needs are five years or less, consider leasing your equipment instead of buying it. Repairs, maintenance, and upgrades are included, leaving you to focus on the more important things – like running your business.

Sale-Leaseback

A sale-leaseback lets you leverage your company’s equipment assets for working capital, without having to say goodbye to the machines you use every day. Get a cash lump sum based on your equipment’s value. Then, lease the equipment back from the new buyer and keep it where it belongs.

F.A.Q’s

Q. Can equipment loans cover computers and software?
Yes, equipment loans cover servers, networks, software, laptops, desktops, and more. If your business needs it, we can find you a loan to cover it. Ask our brokers how to find the best deals on equipment financing today.
Q. When is an equipment lease better than a loan?
Equipment loans are a great way to make equipment more affordable, but there’s not the only answer. Leasing equipment works better when you expect to repair the equipment in five years or less. Don’t get stuck paying on a 10-year loan if the equipment is no longer helping your business. Ask us how to lease equipment now.
Q. How do I qualify for an equipment loan?
It’s easy to get equipment financing, even if your credit score isn’t what you hoped. Hard money loans, SBA loans, and secured lines of credit are all options for businesses that need equipment financing without the scrutiny of a traditional loan. Ask us to help you find the right equipment loan today.
Q. How do I find a buyer for a sale-leaseback?
It’s hard enough finding the right buyer for used equipment, but finding one that will lend it back to you is even tougher. That’s why our brokers search out the best lenders and build relationships that earn our clients the best deals. We’ll help you connect to a leasing agent that’s trustworthy and qualified.

Get the support and insight you need to take the right financing to move your business ahead.

SummitUp Capital can take you there.