DSCR Rates that
Dominate the Nation
Nobody beats our terms.
Let us quote your deal — and prove it.
Why Smart Investors Trust Our DSCR Loans
Fast, flexible funding with real benefits — no red tape.
Low Rates
Cash-Out
Rate & Term
New Purchase
680+
Credit Score
$100,000 Minimum Value
Up to 80% LTV Required
No Income or Employment Required
SFHs & 2-10 Unit Residential
Portfolio Loans, Vacant & Semi-Rural Properties Welcomed
Why Investors Choose SummitUp Capital
At SummitUp Capital, we specialize in speed, service, and smart lending. Our investor-first approach means faster approvals, expert guidance, and no unnecessary paperwork — just straightforward funding that gets your deals closed
Cash-flow based approvals
Dedicated loan advisors
Fast closings – no red tape
See If You Qualify — Quick and Easy Paperwork
At SummitUp Capital, we specialize in speed, service, and innovative lending. Our investor-first approach means faster approvals, expert guidance, and no unnecessary paperwork — just straightforward funding that helps you close your deals.
Frequently Asked Questions
Everything you need to know answered clearly to help you move forward with confidence.
Can I qualify without a job?
Yes! We don’t require W-2s or employment verification. Your approval is based on the rental income your property generates not your employment status.
Do you work with Airbnb or short-term rental properties?
Absolutely. We specialize in DSCR loans for short-term rentals, including Airbnb, VRBO, and other platforms — even if the property is newly listed.
How fast can I close my loan?
Close in as fast as 14 days
What are your credit score requirements?
We work with a wide range of credit profiles typically 680 and above. Even if your score is slightly lower, we may still have options for you.
Providing access to capital for small and medium-sized businesses in Utah and beyond.
