Finance Your Next Build. Scale Your Portfolio.
Ground-Up Construction Loans
SummitUp Capital works on behalf of businesses to source capital for the right purpose, at the right time, and with the right terms. Whether you are a government contractor, a local business, or a real estate investor, we offer tailored solutions to support your growth.
Finance Your Next Build. Scale Your Portfolio.
Ground-Up Construction Loans
SummitUp Capital works on behalf of businesses to source capital for the right purpose, at the right time, and with the right terms. Whether you are a government contractor, a local business, or a real estate investor, we offer tailored solutions to support your growth.
Why Investors Use Ground-Up Construction Financing
Fund new residential, multifamily, or commercial builds
Flexible loan structures designed for developers & investors
Higher leverage options than traditional banks
Access to nationwide, investor-friendly lenders
Speed matters — close faster and start building sooner
How It Works
Submit Your Project
Share your land, plans, and budget.
Tailored Loan Match
We connect you with lenders who specialize in ground-up construction.
Funding Secured
Access capital for land, materials, and construction costs.
Build & Grow
Complete your project, refinance or sell, and scale into your next deal.
Who This Is For
Builders & developers needing construction-to-perm financing
Investors expanding into new development projects
Multifamily and rental investors building for long-term holds
Commercial developers who need flexible, quick financing
Who This Is For
Builders & developers needing construction-to-perm financing
Investors expanding into new development projects
Multifamily and rental investors building for long-term holds
Commercial developers who need flexible, quick financing
Example Scenario
An investor purchases land for $100K and plans a build with an ARV of $800K.
With ground-up construction financing, they secure funding for land + construction costs.
On completion, they refinance into a long-term loan or sell for profit.
Frequently Asked Questions
What types of projects qualify?
Single-family, multifamily, and small-to-mid commercial developments.
How much leverage can I get?
Up to 75%–80% of total project costs (land + construction).
How is the money disbursed?
Funds are typically released in draws as milestones are completed.
Can I refinance after the build?
Yes — many investors refinance into a permanent loan after project completion.
Why Work With SummitUp Capital?
Specialized Lending Network
We partner with lenders who understand real estate development.
Investor-Focused Solutions
No red tape like traditional banks.
Speed & Flexibility
Get approved faster, so you can start building without delays.
Get the support and insight you need to take the right
financing to move your business ahead.
SummitUp Capital can take you there.
Get the support and insight you need to take the right
financing to move your business ahead.
SummitUp Capital can take you there.
Providing access to capital for small and medium-sized businesses in Utah and beyond.
