Cash-Out Refinance Loans
Unlock Your Property’s Equity. Fund Your Next Deal.
Why Real Estate Investors Choose Cash-Out Refinancing
Pull cash from your property’s ARV or appreciated value
Recycle capital into your next flip, rental, or multifamily deal
Transition from short-term rehab loans to long-term financing
Potentially lower rates than hard money or bridge loans
Build wealth faster by growing your portfolio strategically
Why Real Estate Investors Choose Cash-Out Refinancing
Pull cash from your property’s ARV or appreciated value
Recycle capital into your next flip, rental, or multifamily deal
Transition from short-term rehab loans to long-term financing
Potentially lower rates than hard money or bridge loans
Build wealth faster by growing your portfolio strategically
How It Works
Step 1
Rehab or Appreciation
Your property gains value.
Step 2
Refinance Application
We connect you with the right lender.
Step 3
Cash-Out Approval
Access up to 70–80% of your property’s equity.
Step 4
Reinvest & Scale
Fund your next property or strengthen reserves.
Who This Is For
Investors who just finished a rehab and want to pull equity.
Landlords with appreciated rentals or multifamily properties.
Fix & flip investors ready to lock into permanent financing
Portfolio builders who want to recycle capital quickly.
Example Scenario
You buy a property at $200K → rehab & appreciation push value to $300K.
With a cash-out refinance, you could access $60K–$80K in equity to reinvest in your next deal.
Example Scenario
You buy a property at $200K → rehab & appreciation push value to $300K.
With a cash-out refinance, you could access $60K–$80K in equity to reinvest in your next deal.
Frequently Asked Questions
How soon can I refinance after rehab?
Many of our lenders allow refinancing immediately after renovations.
How much equity can I pull out?
Typically 70–80% of your property’s ARV or current market value.
What can I use the cash for?
Reinvest in real estate, portfolio expansion, or business growth.
Why Work With SummitUp Capital?
Investor-Friendly Lenders Nationwide
No cookie-cutter bank rules.
Speed & Flexibility
Move fast to stay competitive in hot markets
Proven Expertise
We specialize in helping investors scale portfolios.
Ready to Leverage Your Equity?
Your money is working too hard sitting in your walls. Unlock it. Reinvest it. Grow faster.
Don’t let trapped equity hold you back.
SummitUp Capital is here to help you scale.
Get the support and insight you need to take the right
Your money is working too hard sitting in your walls. Unlock it. Reinvest it. Grow faster.
Don’t let trapped equity hold you back.
SummitUp Capital is here to help you scale.
Providing access to capital for small and medium-sized businesses in Utah and beyond.
